Estate Planning

Estate Planning is like your car. Sometimes you need alignment to avoid costly repairs. The estates one normally deals with in the estate planning processes are:

• Client's personal estate (Dealt with in your will)
• Trust assets (Dealt with by the trustees of the trust)
• Retirement fund benefits (Regulated by the Pension fund act)
• Contractual arrangements such as life assurance proceeds, as well as buy and sell agreements.

Estate planning takes into consideration the possible events that might or might not occur in your life time, and produces a flexible solution to deal with it.

Important Questions:

• Do you have a strategic estate plan in place?
• Do you have a signed and up to date will?
• Is your family trust at risk?
• Do you use your family trust effectively?
• Have you used the R3.5 million abatement?
• Are your buy and sell agreements in place and current?
• Are your policy beneficiaries up to date?
• Have you made sufficient provision (liquidity)?